India’s First A-La-Carte Car Insurance – COCODrive – Launched via bloggers

Uncertainties are possible anywhere! From crisis to accidents, anything can knock your doors through any gateway they get! Being forewarned and prepared for these uncertainties is the key for winners! That’s where your insurance policies come in to action. Though a rapidly progressing country, India seems to be lacking behind in understanding their insurances and claims as compared to several other states of the World. This often leads to many of us bearing huge losses with absolutely no source to cover the same when a crisis strikes.

Hence, to avoid these sudden losses with no backups to cover them, we opt for insurance. From personal to homes, workplaces to vehicles, there are innumerable options to choose from when it comes to insurance policies. Choosing the right one can be difficult! The optimum way to choose would be to compare the available policies, opt for the ones that gives you maximum coverage with highest benefit policies in the most effective cost. There you are!
But this is easier said than done. Especially when there is a plethora of options, lack of understanding for our (customers’) part, low differentiation between different insurance
products etc.

This is where COCO by DHFL General Insurance comes into the picture and grants you the power to create your own custom insurance policy that provides maximum coverage and benefits in the most effective cost.
COCO by DHFL GI recently launched, India’s first customizable online Comprehensive Car Insurance Policy, COCODrive. This new age policy is the best insurance you can get for your four wheeler.

So how is it different from the existing traditional option? Below are some key differentiators:
 Completely flexible and customizable – Gone are the days when you had to choose pre-bundled, rigid policies that included add-ons that you didn’t need but still had to pay for them. These were the Buffet policies in my opinion where you pay for the whole thing whether you eat it or not.
COCODrive is an a-la-carte car insurance where you can choose only the add-ons that
you need from the wide list available (as many as 19 add-ons) and then pay only for
them. It’s like going to a restaurant and ordering a-la-carte instead of a buffet.
 Easy to understand and purchase – COCO’s website has a very user friendly website and
communication that is devoid of all the complicated insurance jargon. Each aspect and
add-on is explained in such a simple way that anyone will be able to understand what
they’re going for.
 Advance Technology to help make decision – COCO’s website uses Artificial Intelligence (Machine Learning specifically) to make recommendations of what policy and add-ons are most suited to you. This has placed COCO at the forefront of InsureTech industry in India.

The fully customizable, à la carte product – COCODrive – offers customers 19 add-ons to choose from to suit their specific needs and demands. Some of the unique benefits in opting of

COCODrive are:
 Highest number of addons– COCODrive offers the consumers the largest number of
addd-ons, 19 of them that depending the locality, age and condition of car. Thus,
customers enjoy more benefits from the insurance plans they claim. It is to be noted
that most insurance companies generally provide only 5-6 add-ons to choose from.
 India’s first a la carte motor policy– The country’s first customised plan according to the
customers needs or demands rather than then being forced in to any default plan from
the company makes them a privileged buyer of the policy.
 Highest personal accident cover– Apart from other special benefits the customer opts
for when having chosen for COCODrive, one of them is that they get the highest
accident cover that can get up to 35 lakhs! Much more than any of the other policies
offer.
 Customised with simplicity of purchase– With the instructions being user friendly and a complete chat support, customers tend to get the best e-commerce guidance and
buying experience.

More than the above, customers can actually get added benefits in their car related needs that include of getting:
 Zero drop
 New car for old car
 Consumable expenses
 Engine protector
 Key and lock replacement
 Tyre replacement
While the above being solely for the vehicle, the owner gets the following benefits for himself:
 EMI Protector
 Outstanding loan protector
 Accidental hospitalization
 Enhanced owner/paid driver/occupant PA
 Hospi cash
 Daily conveyance allowance
 Personal belonging protector
 Emergency transport and hotel stay
 Roadside assistance.
This policy even provides and add-on called NCB (No Claim Bonus) Secure! Do you know that just one claim can take away your entire No Claim Bonus. NCB Secure makes sure of your protection of the NCB in case of you having to make one claim during the policy tenure.

 

Looking at the urgent need of insurances in recent times, why not opt for the best insurance policy that’s been acknowledged by Insurance India Summit & Awards Conclave 2018 for achieving the highest GWP as the RISING STAR OF THE YEAR award and other several more prestigious turtles and awards that guarantee them in being the pioneers in the insurance world.
Let’s choose wisely the best for our own vehicles!

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